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HR 469 116th Congress House

To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes.

Introduced: January 10, 2019 See on congress.gov
Finance and Financial Sector Congressional oversightDisaster relief and insuranceFloods and storm protectionGovernment studies and investigationsInsurance industry and regulation
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 10, 2019
Referred to the House Committee on Financial Services.
Jan 10, 2019
Introduced in House
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 Latest action January 10, 2019

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

This bill directs the Federal Emergency Management Agency (FEMA) to incorporate the replacement cost value of a structure insured under the National Flood Insurance Program of 1968 in its consideration of chargeable premium rates.

FEMA must conduct a study regarding risk rating redesign utilizing replacement cost and report the findings to Congress.

 Related & companion bills 2
  • HR 3415 Reintroduced Bill To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the Na…
  • HR 2565 Reintroduction of To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the Na…
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 469: To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes.. 116th Congress. Open America. https://openamerica.io/bill/116-HR-469/
MLA
"H.R. 469: To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes.." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-469/.
Bluebook (legal)
H.R. 469, 116th Cong. (2026), https://openamerica.io/bill/116-HR-469/.
Markdown link
[H.R. 469: To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes.](https://openamerica.io/bill/116-HR-469/)
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