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H.R. 4074 116th Congress House

CLAIM Act

Official title: To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business, and for other purposes.

Introduced: July 25, 2019 Introduced by: Nydia M. Velázquez Democratic · New York See on congress.gov
Finance and Financial Sector Administrative law and regulatory proceduresBanking and financial institutions regulationCongressional oversightCriminal investigation, prosecution, interrogation
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Drug trafficking and controlled substancesFinancial services and investmentsGovernment studies and investigationsInsurance industry and regulationLicensing and registrationsLife, casualty, property insuranceMinority and disadvantaged businessesState and local government operationsWomen in business
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 25, 2019
Referred to the House Committee on Financial Services.
Jul 25, 2019
Introduced in House
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 Latest action July 25, 2019

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act

This bill generally provides a safe harbor from penalties or other adverse agency action for insurance companies that provide services to cannabis-related businesses in jurisdictions where such activity is legal.

The Government Accountability Office must report on barriers to marketplace entry for minority-owned and women-owned cannabis-related businesses.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 4074: CLAIM Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4074/
MLA
"H.R. 4074: CLAIM Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4074/.
Bluebook (legal)
H.R. 4074, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4074/.
Markdown link
[H.R. 4074: CLAIM Act](https://openamerica.io/bill/116-HR-4074/)
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