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H.R. 3958 116th Congress House

FHA Foreclosure Prevention Act of 2019

Official title: To make necessary reforms to improve compliance with loss mitigation requirements by servicers of mortgages for single family housing insured by the FHA and to… Show full official titleShow less

Official title: To make necessary reforms to improve compliance with loss mitigation requirements by servicers of mortgages for single family housing insured by the FHA and to prevent foreclosures on FHA borrowers, and for other purposes.

Introduced: July 25, 2019 Introduced by: Maxine Waters Democratic · California See on congress.gov
Housing and Community Development Administrative law and regulatory proceduresCivil actions and liabilityCongressional oversightGovernment studies and investigations
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Housing finance and home ownershipLife, casualty, property insurance
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 25, 2019
Referred to the House Committee on Financial Services.
Jul 25, 2019
Introduced in House
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 Latest action July 25, 2019

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

FHA Foreclosure Prevention Act of 2019

This bill revises foreclosure-prevention measures for single-family homes insured by the Federal Housing Administration. Specifically, the bill

  • requires documentation from mortgage servicers of loss mitigation efforts,
  • provides the Department of Housing and Urban Development with oversight responsibilities over mortgage servicers,
  • establishes a complaint procedure for borrowers regarding mortgage servicers, and
  • requires a mortgage servicer to provide notice to borrowers regarding the loss mitigation process.
 Related & companion bills 1
  • S 2279 FHA Foreclosure Prevention Act of 2019
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 4
All 4 Democratic 3
CLAY, WM.
· Jul 25, 2019
 D
Cleaver, Emanuel
Missouri · Jul 25, 2019
 D
Foster, Bill
Illinois · Jul 25, 2019
 D
Tlaib, Rashida
Michigan · Jul 25, 2019
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3958: FHA Foreclosure Prevention Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-HR-3958/
MLA
"H.R. 3958: FHA Foreclosure Prevention Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-3958/.
Bluebook (legal)
H.R. 3958, 116th Cong. (2026), https://openamerica.io/bill/116-HR-3958/.
Markdown link
[H.R. 3958: FHA Foreclosure Prevention Act of 2019](https://openamerica.io/bill/116-HR-3958/)
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