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H.R. 2445 116th Congress House

Self-Employed Mortgage Access Act of 2019

Official title: To provide minimum standards for transactions secured by a dwelling, and for other purposes.

Introduced: May 1, 2019 Introduced by: Tom Emmer Republican · Minnesota See on congress.gov
Finance and Financial Sector Administrative law and regulatory proceduresConsumer Financial Protection BureauConsumer creditHousing finance and home ownership
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 5 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 10, 2019
Committee Consideration and Mark-up Session Held.
Nov 14, 2019
Committee Consideration and Mark-up Session Held.
Nov 13, 2019
Committee Consideration and Mark-up Session Held.
May 1, 2019
Referred to the House Committee on Financial Services.
May 1, 2019
Introduced in House
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 Latest action December 10, 2019

Committee Consideration and Mark-up Session Held.

 Plain-English summary Congressional Research Service

Self-Employed Mortgage Access Act of 2019

This bill allows creditors to use certain alternative standards when evaluating an applicant's ability to pay for purposes of obtaining a home mortgage.

 Related & companion bills 1
  • S 540 Identical bill Self-Employed Mortgage Access Act of 2019
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 10
All 10 Democratic 4 Republican 1
D
Gottheimer, Josh
New Jersey · Dec 18, 2019
Axne, Cynthia
· Jul 25, 2019
Phillips, Dean
· Jul 25, 2019
 D
Scott, David
Georgia · Jul 25, 2019
 D
Cleaver, Emanuel
Missouri · Jul 23, 2019
Perlmutter, Ed
· Jul 22, 2019
 D
Gonzalez, Vicente
Texas · Jul 9, 2019
Hunter, Duncan
· Jun 11, 2019
 R
Budd, Ted
North Carolina · May 20, 2019
 D
Foster, Bill
Illinois · May 1, 2019
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2445: Self-Employed Mortgage Access Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-HR-2445/
MLA
"H.R. 2445: Self-Employed Mortgage Access Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-2445/.
Bluebook (legal)
H.R. 2445, 116th Cong. (2026), https://openamerica.io/bill/116-HR-2445/.
Markdown link
[H.R. 2445: Self-Employed Mortgage Access Act of 2019](https://openamerica.io/bill/116-HR-2445/)
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