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HR 1143 116th Congress House

Educating Consumers on the Risks of Short-Term Plans Act of 2019

Official title: To amend title XXVII of the Public Health Service Act to require a health insurance issuer offering short-term limited duration insurance to include a standard… Show full official titleShow less

Official title: To amend title XXVII of the Public Health Service Act to require a health insurance issuer offering short-term limited duration insurance to include a standardized disclosure and certain information with respect to coverage exclusions and premium variations in marketing, application, and enrollment materials distributed in connection with such insurance and prohibiting the sale of such insurance during certain periods.

Introduced: February 11, 2019 See on congress.gov
Health Consumer affairsHealth care costs and insuranceHealth care coverage and accessHealth information and medical recordsInsurance industry and regulation
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 12, 2019
Referred to the Subcommittee on Health.
Feb 11, 2019
Referred to the House Committee on Energy and Commerce.
Feb 11, 2019
Introduced in House
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 Latest action February 12, 2019

Referred to the Subcommittee on Health.

 Plain-English summary Congressional Research Service

Educating Consumers on the Risks of Short-Term Plans Act of 2019

This bill requires health insurers offering short-term, limited-duration insurance coverage to prominently disclose all medical conditions for which an individual may be denied coverage, limited in coverage, or subject to a premium increase. (Short-term, limited-duration insurance coverage is designed to fill a temporary gap in insurance coverage.)

Insurers must further disclose that this type of coverage is temporary, provides limited benefits, and is subject to termination. Insurers may not enroll an individual in a short-term, limited-duration insurance plan during any time in which that individual is eligible for open enrollment in coverage through the health insurance exchange.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 1143: Educating Consumers on the Risks of Short-Term Plans Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-HR-1143/
MLA
"H.R. 1143: Educating Consumers on the Risks of Short-Term Plans Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-1143/.
Bluebook (legal)
H.R. 1143, 116th Cong. (2026), https://openamerica.io/bill/116-HR-1143/.
Markdown link
[H.R. 1143: Educating Consumers on the Risks of Short-Term Plans Act of 2019](https://openamerica.io/bill/116-HR-1143/)
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