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S 838 115th Congress Senate Finance and Financial Sector Alternative and renewable resources Consumer credit Energy efficiency and conservation Housing finance and home ownership Property tax Residential rehabilitation and home repair Water use and supply

PACE Act of 2017

Introduced: April 5, 2017 Introduced by: Cotton, Tom Republican · Arkansas See on congress.gov
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 11, 2017
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 115-56.
Apr 5, 2017
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Apr 5, 2017
Introduced in Senate
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 Plain-English summary Congressional Research Service

Protecting Americans from Credit Entanglements Act of 2017 or the PACE Act of 2017

This bill amends the Truth in Lending Act to extend that Act's requirements to real property retrofit loans. A "real property retrofit loan" is a loan that is: (1) secured by an interest in real property; (2) repayable in installment payments made concurrently with the payment of property taxes on the real property; and (3) used to finance real property retrofits, including energy-efficiency upgrades, renewable-energy installations, seismic retrofits, water-conservation upgrades, and other similar improvements.

Before extending a real property retrofit loan, the creditor must disclose that the loan will result in a lien on the real property securing the loan.

What's happening now May 11, 2017

Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 115-56.

 Related & companion bills 1
  • HR 1958 Related bill PACE Act of 2017
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 2
All 2 Republican 2
R
Kennedy, John
Louisiana · May 9, 2017
 R
Boozman, John
Arkansas · Apr 5, 2017
Cite this page click to expand
APA
U.S. Congress. (2026). S. 838: PACE Act of 2017. 115th Congress. Open America. https://openamerica.io/bill/115-S-838/
MLA
"S. 838: PACE Act of 2017." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-S-838/.
Bluebook (legal)
S. 838, 115th Cong. (2026), https://openamerica.io/bill/115-S-838/.
Markdown link
[S. 838: PACE Act of 2017](https://openamerica.io/bill/115-S-838/)
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