HOME Act
Official title: A bill to clarify that nonprofit organizations such as Habitat for Humanity may accept donated mortgage appraisals, and for other purposes.
Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Housing Opportunities Made Easier Act or the HOME Act
This bill amends the Truth in Lending Act to deem mortgage appraisal services donated by a fee appraiser to an organization that is eligible to receive tax-deductible charitable contributions to be customary and reasonable.
- Introduced in Senate Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). S. 639: HOME Act. 115th Congress. Open America. https://openamerica.io/bill/115-S-639/
"S. 639: HOME Act." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-S-639/.
S. 639, 115th Cong. (2026), https://openamerica.io/bill/115-S-639/.
[S. 639: HOME Act](https://openamerica.io/bill/115-S-639/)