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S. 3734 115th Congress Senate

Unsolicited Loan Act of 2018

Official title: A bill to amend the Truth in Lending Act to prohibit the distribution of any check or other negotiable instrument as part of a solicitation by a creditor for a… Show full official titleShow less

Official title: A bill to amend the Truth in Lending Act to prohibit the distribution of any check or other negotiable instrument as part of a solicitation by a creditor for an extension of credit, to limit the liability of consumers in conjunction with such solicitations, and for other purposes.

Introduced: December 10, 2018 See on congress.gov
Finance and Financial Sector Administrative law and regulatory proceduresBanking and financial institutions regulationConsumer Financial Protection BureauConsumer credit
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 10, 2018
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Dec 10, 2018
Introduced in Senate
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 Latest action December 10, 2018

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Unsolicited Loan Act of 2018

This bill prohibits a lender from providing an unsolicited loan check to a consumer.

 Related & companion bills 1
  • HR 7354 Small Business Lending Fairness Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 2
All 2 Democratic 1 Republican 1
R
Cotton, Tom
Arkansas · Dec 10, 2018
 D
Merkley, Jeff
Oregon · Dec 10, 2018
Cite this page click to expand
APA
U.S. Congress. (2026). S. 3734: Unsolicited Loan Act of 2018. 115th Congress. Open America. https://openamerica.io/bill/115-S-3734/
MLA
"S. 3734: Unsolicited Loan Act of 2018." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-S-3734/.
Bluebook (legal)
S. 3734, 115th Cong. (2026), https://openamerica.io/bill/115-S-3734/.
Markdown link
[S. 3734: Unsolicited Loan Act of 2018](https://openamerica.io/bill/115-S-3734/)
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