S 3401
115th Congress
Senate
Finance and Financial Sector
Administrative law and regulatory procedures
Consumer Financial Protection Bureau
Consumer credit
Housing finance and home ownership
Self-Employed Mortgage Access Act of 2018
Everywhere this bill has been
2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Aug 28, 2018
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Aug 28, 2018
Introduced in Senate
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Plain-English summary
Self-Employed Mortgage Access Act of 2018
This bill allows creditors to use certain alternative standards when evaluating an applicant's ability to pay for purposes of obtaining a home mortgage.
What's happening now
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Bill text
1 version
- Introduced in Senate Formatted Text PDF Formatted XML
Committees of jurisdiction
1
Cosponsors
2
Cite this page
U.S. Congress. (2026). S. 3401: Self-Employed Mortgage Access Act of 2018. 115th Congress. Open America. https://openamerica.io/bill/115-S-3401/
"S. 3401: Self-Employed Mortgage Access Act of 2018." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-S-3401/.
S. 3401, 115th Cong. (2026), https://openamerica.io/bill/115-S-3401/.
[S. 3401: Self-Employed Mortgage Access Act of 2018](https://openamerica.io/bill/115-S-3401/)