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S. 3045 115th Congress Senate

Cooperate with Law Enforcement Agencies and Watch Act of 2018

Official title: A bill to amend title 31, United States Code, to establish a safe harbor with respect to keep open letters.

Introduced: July 23, 2018 Introduced by: Tom Cotton Republican · Arkansas See on congress.gov
Finance and Financial Sector Bank accounts, deposits, capitalBanking and financial institutions regulationBusiness recordsCivil actions and liability
More subjectsShow fewer subjects
Criminal investigation, prosecution, interrogationFraud offenses and financial crimes
This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 11, 2018
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jun 11, 2018
Introduced in Senate
 Amendments to this bill 1

Amendments propose changes to this bill. Members vote on amendments separately before the final bill vote. An agreed amendment becomes part of the bill; a failed amendment does not.

AmendmentSponsorPurposeStatusLatest action
SAMDT 3,696 Cotton, Tom – No recorded outcome Aug 15, 2018
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 Latest action June 11, 2018

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Cooperate with Law Enforcement Agencies and Watch Act of 2018

This bill limits a financial institution's liability for maintaining a customer account in compliance with a written request by a federal, state, tribal, or local law enforcement agency. A federal or state agency may not take an adverse supervisory action against a financial institution with respect to maintaining an account consistent with such a request.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 3045: Cooperate with Law Enforcement Agencies and Watch Act of 2018. 115th Congress. Open America. https://openamerica.io/bill/115-S-3045/
MLA
"S. 3045: Cooperate with Law Enforcement Agencies and Watch Act of 2018." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-S-3045/.
Bluebook (legal)
S. 3045, 115th Cong. (2026), https://openamerica.io/bill/115-S-3045/.
Markdown link
[S. 3045: Cooperate with Law Enforcement Agencies and Watch Act of 2018](https://openamerica.io/bill/115-S-3045/)
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