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S. 2490 115th Congress Senate

TRID Improvement Act of 2018

Official title: A bill to amend the Real Estate Settlement Procedures Act of 1974 to modify requirements related to mortgage disclosures.

Introduced: March 7, 2018 Introduced by: Tim Scott Republican · South Carolina See on congress.gov
Finance and Financial Sector
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 5, 2018
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Mar 5, 2018
Introduced in Senate
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 Latest action March 5, 2018

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

TRID Improvement Act of 2018

This bill amends the Real Estate Settlement Procedures of 1974 to modify disclosure requirements applicable to mortgage loan transactions. Specifically, the disclosed charges for any title insurance premium shall be equal to the amount charged for each individual title insurance policy, subject to any discounts as required by either state regulation or the title company rate filings.

 Related & companion bills 3
  • HR 5078 TRID Improvement Act of 2018
  • HR 3978 TRID Improvement Act of 2017
  • HR 6258 Financial Services and General Government Appropriations Act, 2019
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 2
All 2 Republican 2
R
Hoeven, John
North Dakota · Mar 7, 2018
 R
Ernst, Joni
Iowa · Mar 6, 2018
Cite this page click to expand
APA
U.S. Congress. (2026). S. 2490: TRID Improvement Act of 2018. 115th Congress. Open America. https://openamerica.io/bill/115-S-2490/
MLA
"S. 2490: TRID Improvement Act of 2018." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-S-2490/.
Bluebook (legal)
S. 2490, 115th Cong. (2026), https://openamerica.io/bill/115-S-2490/.
Markdown link
[S. 2490: TRID Improvement Act of 2018](https://openamerica.io/bill/115-S-2490/)
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