Home Mortgage Disclosure Adjustment Act
Official title: A bill to amend the Home Mortgage Disclosure Act of 1975 to specify which depository institutions are subject to the maintenance of records and disclosure requ… Show full official titleShow less
Official title: A bill to amend the Home Mortgage Disclosure Act of 1975 to specify which depository institutions are subject to the maintenance of records and disclosure requirements of such Act, and for other purposes.
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Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 115-81.
Home Mortgage Disclosure Adjustment Act
This bill amends the Home Mortgage Disclosure Act of 1975 to exempt a depository institution from certain records and disclosure requirements related to the itemization of loan data: (1) with respect to closed-end mortgage loans, if the depository institution originated fewer than 500 such loans in each of the two preceding years; and (2) with respect to open-end lines of credit, if the depository institution originated fewer than 500 such lines of credit in each of the two preceding years.
- Introduced in Senate Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). S. 1310: Home Mortgage Disclosure Adjustment Act. 115th Congress. Open America. https://openamerica.io/bill/115-S-1310/
"S. 1310: Home Mortgage Disclosure Adjustment Act." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-S-1310/.
S. 1310, 115th Cong. (2026), https://openamerica.io/bill/115-S-1310/.
[S. 1310: Home Mortgage Disclosure Adjustment Act](https://openamerica.io/bill/115-S-1310/)