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HR 6789 115th Congress House

Open Banking Study Act of 2018

Official title: To require certain Federal financial regulators to carry out an independent study of their regulated entities' processes for allowing third parties to access consumer-authorized financial data.

Introduced: September 12, 2018 Introduced by: Meeks, Gregory W. Democratic · New York See on congress.gov
Finance and Financial Sector Banking and financial institutions regulationCongressional oversightConsumer creditGovernment studies and investigations
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 12, 2018
Referred to the House Committee on Financial Services.
Sep 12, 2018
Introduced in House
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 Latest action September 12, 2018

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Open Banking Study Act of 2018

This bill directs the Federal Reserve Board, the Consumer Financial Protection Bureau, the Government Accountability Office, the Federal Deposit Insurance Corporation, and the National Credit Union Administration to report on their respective regulated entities' processes for third-party access to consumer-authorized financial data.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 6789: Open Banking Study Act of 2018. 115th Congress. Open America. https://openamerica.io/bill/115-HR-6789/
MLA
"H.R. 6789: Open Banking Study Act of 2018." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-6789/.
Bluebook (legal)
H.R. 6789, 115th Cong. (2026), https://openamerica.io/bill/115-HR-6789/.
Markdown link
[H.R. 6789: Open Banking Study Act of 2018](https://openamerica.io/bill/115-HR-6789/)
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