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HR 4885 115th Congress House

FAIR RATES Act of 2018

Official title: To require the Federal Insurance Office of the Department of the Treasury to conduct a study to identify disparities between communities in auto insurance cost… Show full official titleShow less

Official title: To require the Federal Insurance Office of the Department of the Treasury to conduct a study to identify disparities between communities in auto insurance costs and payout amounts based on the predominant racial makeup of such communities, and for other purposes.

Introduced: January 25, 2018 Introduced by: Takano, Mark Democratic · California See on congress.gov
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Government studies and investigationsInflation and pricesInsurance industry and regulationLife, casualty, property insuranceMotor vehiclesRacial and ethnic relationsTransportation costs
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 25, 2018
Referred to the House Committee on Financial Services.
Jan 25, 2018
Introduced in House
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 Latest action January 25, 2018

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Fair Auto Insurance Ratemaking Reporting to Allow a Transparent Evaluation of Statistics Act of 2018 or the FAIR RATES Act of 2018

This bill directs the Federal Insurance Office (FIO) of the Department of the Treasury to collect private passenger automobile insurance data from certain automobile insurers, federal and state agencies, or other intermediaries. FIO must report on any racial disparities in premium costs and claims payment amounts.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 6
All 6 Democratic 6
D
Lofgren, Zoe
California · May 9, 2018
 D
Raskin, Jamie
Maryland · Feb 7, 2018
 D
Kaptur, Marcy
Ohio · Jan 30, 2018
 D
Gonzalez, Vicente
Texas · Jan 25, 2018
 D
Norton, Eleanor Holmes
District of Columbia · Jan 25, 2018
 D
Watson Coleman, Bonnie
New Jersey · Jan 25, 2018
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4885: FAIR RATES Act of 2018. 115th Congress. Open America. https://openamerica.io/bill/115-HR-4885/
MLA
"H.R. 4885: FAIR RATES Act of 2018." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-4885/.
Bluebook (legal)
H.R. 4885, 115th Cong. (2026), https://openamerica.io/bill/115-HR-4885/.
Markdown link
[H.R. 4885: FAIR RATES Act of 2018](https://openamerica.io/bill/115-HR-4885/)
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