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HR 4544 115th Congress House

Consumer Data Protection Act

Official title: To amend the Fair Credit Reporting Act to provide protections for consumers after a data breach at a consumer reporting agency, and for other purposes.

Introduced: December 4, 2017 See on congress.gov
Finance and Financial Sector Civil actions and liabilityComputer security and identity theftCongressional oversightConsumer credit
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Criminal investigation, prosecution, interrogationGovernment studies and investigationsRight of privacy
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 4, 2017
Referred to the House Committee on Financial Services.
Dec 4, 2017
Introduced in House
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 Latest action December 4, 2017

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Consumer Data Protection Act

This bill amends the Fair Credit Reporting Act to direct a consumer reporting agency experiencing a data breach to: (1) notify the Federal Trade Commission, the Consumer Financial Protection Bureau (CFPB), other appropriate law enforcement agencies, and affected individuals; (2) provide affected individuals with free credit freezes and credit monitoring services; and (3) establish a consumer assistance unit.

The bill also establishes legal enforcement provisions concerning data breaches at consumer reporting agencies.

The CFPB may examine a consumer reporting agency to assess compliance with personal information protection laws.

 Related & companion bills 1
  • S 2188 Related bill Consumer Data Protection Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 4544: Consumer Data Protection Act. 115th Congress. Open America. https://openamerica.io/bill/115-HR-4544/
MLA
"H.R. 4544: Consumer Data Protection Act." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-4544/.
Bluebook (legal)
H.R. 4544, 115th Cong. (2026), https://openamerica.io/bill/115-HR-4544/.
Markdown link
[H.R. 4544: Consumer Data Protection Act](https://openamerica.io/bill/115-HR-4544/)
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