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HR 4205 115th Congress House

Financial Institution Examination Responsiveness Act

Official title: To amend the Federal Financial Institutions Examination Council Act of 1978 to establish a three-judge independent examination review panel.

Introduced: November 1, 2017 See on congress.gov
Finance and Financial Sector Administrative remediesBanking and financial institutions regulationCongressional oversightExecutive agency funding and structure
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 1, 2017
Referred to the House Committee on Financial Services.
Nov 1, 2017
Introduced in House
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 Latest action November 1, 2017

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Financial Institution Examination Responsiveness Act

This bill amends the Federal Financial Institutions Examination Council Act of 1978 to establish an Independent Examination Review Panel. The panel shall have exclusive jurisdiction of a financial instituion's appeal of a final material supervisory determination by a federal financial institutions regulatory agency.

A financial institution may request from a federal financial institutions regulatory agency a written determination of the agency's: (1) permission to take an action, and (2) interpretation of a law or regulation. An agency must respond to such a request within a specified timeframe.

The bill also establishes timeframes within which a federal financial institutions regulatory agency must: (1) conduct an exit interview with respect to the examination of a financial institution, and (2) provide a final examination report.

 Related & companion bills 1
  • HR 924 Related bill Financial Institutions Due Process Act of 2017
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 4205: Financial Institution Examination Responsiveness Act. 115th Congress. Open America. https://openamerica.io/bill/115-HR-4205/
MLA
"H.R. 4205: Financial Institution Examination Responsiveness Act." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-4205/.
Bluebook (legal)
H.R. 4205, 115th Cong. (2026), https://openamerica.io/bill/115-HR-4205/.
Markdown link
[H.R. 4205: Financial Institution Examination Responsiveness Act](https://openamerica.io/bill/115-HR-4205/)
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