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HR 4028 115th Congress House

PROTECT Act of 2017

Official title: To amend the Federal Financial Institutions Examination Council Act of 1978 to establish cybersecurity supervision and examination of large consumer reporting agencies, and for other purposes.

Introduced: October 12, 2017 See on congress.gov
Finance and Financial Sector Banking and financial institutions regulationComputer security and identity theftConsumer creditCrime victimsRight of privacy
This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 12, 2017
Referred to the House Committee on Financial Services.
Oct 12, 2017
Introduced in House
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 Latest action October 12, 2017

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Promoting Responsible Oversight of Transactions and Examinations of Credit Technology Act of 2017 or the PROTECT Act of 2017

This bill amends the Federal Financial Institutions Examination Council Act of 1978 to require supervision and examination of large consumer reporting agencies regarding cybersecurity measures.

The bill amends the Fair Credit Reporting Act to allow consumers to request a consumer reporting agency to place a security freeze on their reports. The bill includes provisions for fees and exceptions from such fees.

Consumer reporting agencies may not use a consumer's Social Security number in a consumer report or as a method to identify the consumer.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4028: PROTECT Act of 2017. 115th Congress. Open America. https://openamerica.io/bill/115-HR-4028/
MLA
"H.R. 4028: PROTECT Act of 2017." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-4028/.
Bluebook (legal)
H.R. 4028, 115th Cong. (2026), https://openamerica.io/bill/115-HR-4028/.
Markdown link
[H.R. 4028: PROTECT Act of 2017](https://openamerica.io/bill/115-HR-4028/)
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