Skip to main content
HR 402 115th Congress House

Fair Access to Credit Scores Act of 2017

Official title: To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes.

Introduced: January 10, 2017 Introduced by: Cohen, Steve Democratic · Tennessee See on congress.gov
Finance and Financial Sector Consumer credit
Sign in to write a letter Sign in to watch
This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 10, 2017
Referred to the House Committee on Financial Services.
Jan 10, 2017
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Latest action January 10, 2017

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Fair Access to Credit Scores Act of 2017

This bill amends the Fair Credit Reporting Act to require certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure: (1) the consumer's current credit score, (2) any other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education.

Consumer reporting agencies shall maintain such scores or predictors in a consumer's file for at least one year after the data is generated.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 4
All 4 Democratic 3
VISCLOSKY, PETER
· Mar 24, 2017
 D
Takano, Mark
California · Feb 13, 2017
 D
Evans, Dwight
Pennsylvania · Jan 10, 2017
 D
Norton, Eleanor Holmes
District of Columbia · Jan 10, 2017
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 402: Fair Access to Credit Scores Act of 2017. 115th Congress. Open America. https://openamerica.io/bill/115-HR-402/
MLA
"H.R. 402: Fair Access to Credit Scores Act of 2017." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-402/.
Bluebook (legal)
H.R. 402, 115th Cong. (2026), https://openamerica.io/bill/115-HR-402/.
Markdown link
[H.R. 402: Fair Access to Credit Scores Act of 2017](https://openamerica.io/bill/115-HR-402/)
Report a problem