Skip to main content
HR 402 115th Congress House Finance and Financial Sector Consumer credit

Fair Access to Credit Scores Act of 2017

Introduced: January 10, 2017 Introduced by: Cohen, Steve Democratic · Tennessee See on congress.gov
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 10, 2017
Referred to the House Committee on Financial Services.
Jan 10, 2017
Introduced in House
 Plain-English summary Congressional Research Service

Fair Access to Credit Scores Act of 2017

This bill amends the Fair Credit Reporting Act to require certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure: (1) the consumer's current credit score, (2) any other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education.

Consumer reporting agencies shall maintain such scores or predictors in a consumer's file for at least one year after the data is generated.

What's happening now January 10, 2017

Referred to the House Committee on Financial Services.

 Committees of jurisdiction 1