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HR 3015 115th Congress House

National Homeowners Bill of Rights Act of 2017

Official title: To amend the Real Estate Settlement Procedures Act of 1974 to provide protections to borrowers, and for other purposes.

Introduced: June 22, 2017 See on congress.gov
Housing and Community Development Administrative law and regulatory proceduresBusiness recordsCivil actions and liabilityConsumer Financial Protection Bureau
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Consumer affairsDepartment of Housing and Urban DevelopmentExecutive agency funding and structureForeign language and bilingual programsGovernment information and archivesHousing finance and home ownershipInterest, dividends, interest ratesLawyers and legal servicesReal estate businessUser charges and fees
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 22, 2017
Referred to the House Committee on Financial Services.
Jun 22, 2017
Sponsor introductory remarks on measure. (CR H5096)
Jun 22, 2017
Introduced in House
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 Latest action June 22, 2017

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

National Homeowners Bill of Rights Act of 2017

This bill requires servicers of federally related mortgage loans to (1) establish for each borrower's account a single electronic record accessible throughout the servicer and available to all relevant staff; (2) maintain a website where borrowers may check their estimated net present value; and (3) provide free interpretation services to borrowers.

The bill also (1) establishes a loan-modification process to reduce the payments of eligible borrowers, (2) directs the Consumer Financial Protection Bureau to appoint a Mortgage Servicer Ombudsman, and (3) establishes certain limits on foreclosure sales.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 3015: National Homeowners Bill of Rights Act of 2017. 115th Congress. Open America. https://openamerica.io/bill/115-HR-3015/
MLA
"H.R. 3015: National Homeowners Bill of Rights Act of 2017." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-3015/.
Bluebook (legal)
H.R. 3015, 115th Cong. (2026), https://openamerica.io/bill/115-HR-3015/.
Markdown link
[H.R. 3015: National Homeowners Bill of Rights Act of 2017](https://openamerica.io/bill/115-HR-3015/)
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