FCRA Liability Harmonization Act
Official title: To amend the civil liability requirements under the Fair Credit Reporting Act to include requirements relating to class actions, and for other purposes.
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Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
FCRA Liability Harmonization Act
This bill amends the Fair Credit Reporting Act to limit the recovery amount available in a class action lawsuit to the lesser of $500,000 or 1% of the net worth of the defendant. The bill also eliminates the awarding of punitive damages.
- Introduced in House Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 2359: FCRA Liability Harmonization Act. 115th Congress. Open America. https://openamerica.io/bill/115-HR-2359/
"H.R. 2359: FCRA Liability Harmonization Act." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-2359/.
H.R. 2359, 115th Cong. (2026), https://openamerica.io/bill/115-HR-2359/.
[H.R. 2359: FCRA Liability Harmonization Act](https://openamerica.io/bill/115-HR-2359/)