S 1773
114th Congress
Senate
Finance and Financial Sector
Bankruptcy
Civil actions and liability
Consumer credit
Consumer Reporting Fairness Act of 2015
Introduced: July 15, 2015
See on congress.gov
Everywhere this bill has been
2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 15, 2015
Read twice and referred to the Committee on the Judiciary.
Jul 15, 2015
Introduced in Senate
Plain-English summary
Consumer Reporting Fairness Act of 2015
This bill requires a creditor that has provided or furnished to a consumer reporting agency any item of information pertaining to an account based on a debt discharged in a case under the federal bankruptcy code to inform such agency that the debt has been discharged in bankruptcy and has a zero balance.
An individual injured by any willful violation of this provision shall recover actual damages, including costs and attorneys' fees, and may recover punitive damages in appropriate circumstances.
What's happening now
Read twice and referred to the Committee on the Judiciary.
Committees of jurisdiction
1