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HR 6287 114th Congress House

MOBILE Act of 2016

Official title: To establish requirements for use of a driver's license or personal identification card by certain financial institutions for opening an account or obtaining a… Show full official titleShow less

Official title: To establish requirements for use of a driver's license or personal identification card by certain financial institutions for opening an account or obtaining a financial product or service, and for other purposes.

Introduced: September 28, 2016 See on congress.gov
Finance and Financial Sector Bank accounts, deposits, capitalBusiness recordsFinancial services and investmentsLicensing and registrationsMotor vehicles
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This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 28, 2016
Referred to the House Committee on Financial Services.
Sep 28, 2016
Introduced in House
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 Latest action September 28, 2016

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Making Online Banking Initiation Legal and Easy Act of 2016 or the MOBILE Act of 2016

This bill authorizes a financial institution, with an individual's consent, to record personal information from a swipe or copy of an individual's driver's license or personal identification card and store the information electronically for the purpose of verifying the authenticity of the driver's license or identification card, verifying the identity of the individual, or complying with legal requirements.

Financial institutions must not sell, rent, transfer, or make the personal information available to another person, other than an affiliate.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 3
All 3 Democratic 1
Byrne, Bradley
· Nov 15, 2016
Roby, Martha
· Nov 15, 2016
 D
Sewell, Terri A.
Alabama · Sep 28, 2016
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6287: MOBILE Act of 2016. 114th Congress. Open America. https://openamerica.io/bill/114-HR-6287/
MLA
"H.R. 6287: MOBILE Act of 2016." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-6287/.
Bluebook (legal)
H.R. 6287, 114th Cong. (2026), https://openamerica.io/bill/114-HR-6287/.
Markdown link
[H.R. 6287: MOBILE Act of 2016](https://openamerica.io/bill/114-HR-6287/)
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