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HR 6231 114th Congress House

Making College More Affordable Act

Official title: To carry out an income-contingent repayment program for Federal Interest Free Education Loans for undergraduate students, and for other purposes.

Introduced: September 28, 2016 See on congress.gov
Education Government lending and loan guaranteesHigher educationInterest, dividends, interest ratesStudent aid and college costsWages and earnings
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This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 28, 2016
Referred to the House Committee on Education and the Workforce.
Sep 28, 2016
Introduced in House
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 Latest action September 28, 2016

Referred to the House Committee on Education and the Workforce.

 Plain-English summary Congressional Research Service

Making College More Affordable Act

This bill amends the Higher Education Act of 1965 by creating federal interest-free education loans for undergraduate students. The loans must have the same terms and conditions and benefits to borrowers as federal direct Stafford Loans. Interest on these loans may only accrue during periods when a borrower is not earning taxable income due to professional negligence, professional incompetence, or malicious action on the part of the borrower.

The Department of Education (ED) must carry out a repayment plan program for the interest-free loans under which loans payments are automatically withheld from the pre-tax income of the borrower.

ED must cancel any outstanding balance of principal or interest due on those interest-free loans made to a borrower who has made 300 monthly payments. The borrower must be taxed on the amount canceled. Those taxes must be applied to carry out the federal direct loan program.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 6
All 6 Democratic 6
D
Clarke, Yvette D.
New York · Sep 28, 2016
 D
Kelly, Robin L.
Illinois · Sep 28, 2016
 D
McGovern, James P.
Massachusetts · Sep 28, 2016
 D
Pingree, Chellie
Maine · Sep 28, 2016
 D
Schakowsky, Janice D.
Illinois · Sep 28, 2016
 D
Wilson, Frederica S.
Florida · Sep 28, 2016
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6231: Making College More Affordable Act. 114th Congress. Open America. https://openamerica.io/bill/114-HR-6231/
MLA
"H.R. 6231: Making College More Affordable Act." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-6231/.
Bluebook (legal)
H.R. 6231, 114th Cong. (2026), https://openamerica.io/bill/114-HR-6231/.
Markdown link
[H.R. 6231: Making College More Affordable Act](https://openamerica.io/bill/114-HR-6231/)
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