Skip to main content
HR 5552 114th Congress House

ACCESS Act of 2016

Official title: To amend the Consumer Financial Protection Act of 2010 to establish an exemption from a rule or regulation to regulate payday loans, vehicle title loans, or ot… Show full official titleShow less

Official title: To amend the Consumer Financial Protection Act of 2010 to establish an exemption from a rule or regulation to regulate payday loans, vehicle title loans, or other similar loans for certain States and Indian tribes, and for other purposes.

Introduced: June 21, 2016 See on congress.gov
Finance and Financial Sector Administrative law and regulatory proceduresConsumer Financial Protection BureauConsumer creditFederal-Indian relations
More subjectsShow fewer subjects
Intergovernmental relationsMotor vehiclesState and local government operations
Sign in to write a letter Sign in to watch
This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 21, 2016
Referred to the House Committee on Financial Services.
Jun 21, 2016
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Latest action June 21, 2016

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Accounting for Consumer Credit and Encouraging State Solutions Act of 2016 or the ACCESS Act of 2016

This bill amends the Consumer Financial Protection Act of 2010 to require the Consumer Financial Protection Bureau (CFPB) to grant to a state or federally recognized Indian tribe that submits a written request a five-year waiver from a final rule or regulation issued by the CFPB to regulate payday loans, vehicle title loans, or other similar loans.

The state or tribe receiving a waiver shall have the right to an unlimited number of five-year extensions of such waiver.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 5552: ACCESS Act of 2016. 114th Congress. Open America. https://openamerica.io/bill/114-HR-5552/
MLA
"H.R. 5552: ACCESS Act of 2016." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-5552/.
Bluebook (legal)
H.R. 5552, 114th Cong. (2026), https://openamerica.io/bill/114-HR-5552/.
Markdown link
[H.R. 5552: ACCESS Act of 2016](https://openamerica.io/bill/114-HR-5552/)
Report a problem