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H.R. 4997 114th Congress House

Home Mortgage Disclosure Adjustment Act

Official title: To amend the Home Mortgage Disclosure Act of 1975 to specify which depository institutions are subject to the maintenance of records and disclosure requirements of such Act, and for other purposes.

Introduced: April 20, 2016 Introduced by: Tom Emmer Republican · Minnesota See on congress.gov
Finance and Financial Sector Banking and financial institutions regulationBusiness recordsConsumer creditHousing finance and home ownership
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This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 20, 2016
Referred to the House Committee on Financial Services.
Apr 20, 2016
Introduced in House
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 Latest action April 20, 2016

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Home Mortgage Disclosure Adjustment Act

This bill amends the Home Mortgage Disclosure Act of 1975 to exempt from maintenance of mortgage loan records and disclosure requirements depository institutions that have originated in each of the two preceding calendar years:

  • fewer than 100 closed-end mortgage loans, and
  • fewer than 200 open-end lines of credit.
 Related & companion bills 2
  • S 3215 Home Mortgage Disclosure Adjustment Act
  • HR 5983 Financial CHOICE Act of 2016
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 2
All 2 Republican 2
R
Barr, Andy
Kentucky · Apr 20, 2016
 R
Hill, J. French
Arkansas · Apr 20, 2016
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4997: Home Mortgage Disclosure Adjustment Act. 114th Congress. Open America. https://openamerica.io/bill/114-HR-4997/
MLA
"H.R. 4997: Home Mortgage Disclosure Adjustment Act." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-4997/.
Bluebook (legal)
H.R. 4997, 114th Cong. (2026), https://openamerica.io/bill/114-HR-4997/.
Markdown link
[H.R. 4997: Home Mortgage Disclosure Adjustment Act](https://openamerica.io/bill/114-HR-4997/)
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