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HR 494 114th Congress House

Competitive Health Insurance Reform Act of 2015

Official title: To restore the application of the Federal antitrust laws to the business of health insurance to protect competition and consumers.

Introduced: January 22, 2015 Introduced by: Gosar, Paul A. Republican · Arizona See on congress.gov
Health Competition and antitrustDental careHealth care costs and insuranceInsurance industry and regulation
This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 19, 2015
Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law.
Jan 22, 2015
Introduced in House
Jan 22, 2015
Referred to the House Committee on the Judiciary.
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 Latest action February 19, 2015

Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law.

 Plain-English summary Congressional Research Service

Competitive Health Insurance Reform Act of 2015

Amends the McCarran-Ferguson Act to declare that nothing in that Act modifies, impairs, or supersedes the operation of antitrust laws with respect to the business of health insurance, including the business of dental insurance.

Applies prohibitions against using unfair methods of competition to the business of health insurance without regard to whether the business is for profit.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 494: Competitive Health Insurance Reform Act of 2015. 114th Congress. Open America. https://openamerica.io/bill/114-HR-494/
MLA
"H.R. 494: Competitive Health Insurance Reform Act of 2015." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-494/.
Bluebook (legal)
H.R. 494, 114th Cong. (2026), https://openamerica.io/bill/114-HR-494/.
Markdown link
[H.R. 494: Competitive Health Insurance Reform Act of 2015](https://openamerica.io/bill/114-HR-494/)
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