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HR 4781 114th Congress House

FDIC Accountability Act of 2016

Official title: To amend the Federal Deposit Insurance Act to make certain functions of the Federal Deposit Insurance Corporation subject to appropriations.

Introduced: March 17, 2016 See on congress.gov
Finance and Financial Sector AppropriationsExecutive agency funding and structureFederal Deposit Insurance Corporation (FDIC)User charges and fees
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This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 17, 2016
Referred to the House Committee on Financial Services.
Mar 17, 2016
Introduced in House
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 Latest action March 17, 2016

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

FDIC Accountability Act of 2016

This bill amends the Federal Deposit Insurance Act to authorize the Federal Deposit Insurance Corporation (FDIC) to incur obligations or allow and pay expenses only pursuant to an appropriations Act, except for obligations or expenses that have either been:

  • paid for with funds from the Deposit Insurance Fund; or
  • incurred, allowed, or paid to implement the insurance function of the FDIC.

Any FDIC-collected fees that are not deposit insurance fees must be deposited and credited as offsetting collections to the account providing appropriations to the FDIC.

 Related & companion bills 1
  • HR 5983 Related bill Financial CHOICE Act of 2016
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 4781: FDIC Accountability Act of 2016. 114th Congress. Open America. https://openamerica.io/bill/114-HR-4781/
MLA
"H.R. 4781: FDIC Accountability Act of 2016." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-4781/.
Bluebook (legal)
H.R. 4781, 114th Cong. (2026), https://openamerica.io/bill/114-HR-4781/.
Markdown link
[H.R. 4781: FDIC Accountability Act of 2016](https://openamerica.io/bill/114-HR-4781/)
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