HR 4347
114th Congress
House
Finance and Financial Sector
Civil actions and liability
Debt collection
Disaster relief and insurance
Inflation and prices
Public contracts and procurement
Debt Collection Practices Harmonization Act
Introduced: January 7, 2016
Introduced by:
Meeks, Gregory W.
Democratic
· New York
See on congress.gov
Everywhere this bill has been
2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 7, 2016
Referred to the House Committee on Financial Services.
Jan 7, 2016
Introduced in House
Plain-English summary
Debt Collection Practices Harmonization Act
This bill amends the Fair Debt Collection Practices Act to:
- cover debt owed to a state, and
- require the Consumer Financial Protection Board to prescribe a percentage increase based on the Consumer Price Index for All Urban Consumers in order to index annually for inflation civil damages awarded for abusive practices by a debt collector.
The bill also empowers the court to award injunctive relief for violations of the Act.
The Department of the Treasury may not contract with any debt collector or other private party to recoup overpayments of disaster assistance to an individual or household by the Federal Emergency Management Agency (FEMA) under the Robert T. Stafford Disaster Relief and Emergency Assistance Act.
What's happening now
Referred to the House Committee on Financial Services.
Committees of jurisdiction
1