Skip to main content
HR 4102 114th Congress House Taxation Employee benefits and pensions Government information and archives Government lending and loan guarantees Income tax exclusion Interest, dividends, interest rates Student aid and college costs Unemployment

Student Loan Relief Act of 2015

Introduced: November 19, 2015 See on congress.gov
This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 23, 2016
Referred to the Subcommittee on Higher Education and Workforce Training.
Nov 19, 2015
Referred to the Committee on Education and the Workforce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Nov 19, 2015
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Student Loan Relief Act of 2015

This bill authorizes the Department of the Treasury to establish a temporary three-year program to facilitate federal student loan refinancing into the private market, at no cost to the federal government, to ensure payment of lower interest rates on student loans. Private lenders under such refinancing program shall be eligible to receive a federal government guarantee of 95% of loans.

Treasury shall, in consultation with the Department of Education, begin a national awareness campaign to alert student loan borrowers about such refinancing program with a disclosure that a private loan that results from such refinancing is not eligible for income driven repayment or loan forgivingness.

The bill amends the Internal Revenue Code to allow an exclusion from gross income for the payment of an employer, either to an employee or a lender, of any indebtedness of an employee under a qualified education refinance loan or any interest relating to such a loan. The term "qualified education refinance loan" means any indebtedness used solely to refinance a qualified education loan with respect to which the lender offers the borrower protection in the event of unemployment or financial hardship.

What's happening now March 23, 2016

Referred to the Subcommittee on Higher Education and Workforce Training.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4102: Student Loan Relief Act of 2015. 114th Congress. Open America. https://openamerica.io/bill/114-HR-4102/
MLA
"H.R. 4102: Student Loan Relief Act of 2015." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-4102/.
Bluebook (legal)
H.R. 4102, 114th Cong. (2026), https://openamerica.io/bill/114-HR-4102/.
Markdown link
[H.R. 4102: Student Loan Relief Act of 2015](https://openamerica.io/bill/114-HR-4102/)
Report a problem