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HR 3794 114th Congress House

Nonprofit Property Protection Act

Official title: To amend the Liability Risk Retention Act of 1986 to expand the types of commercial insurance authorized for risk retention groups serving nonprofit organizati… Show full official titleShow less

Official title: To amend the Liability Risk Retention Act of 1986 to expand the types of commercial insurance authorized for risk retention groups serving nonprofit organizations and educational institutions, and for other purposes.

Introduced: October 21, 2015 See on congress.gov
Finance and Financial Sector Insurance industry and regulationSocial work, volunteer service, charitable organizationsTax-exempt organizations
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This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 21, 2015
Referred to the House Committee on Financial Services.
Oct 21, 2015
Introduced in House
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 Latest action October 21, 2015

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Nonprofit Property Protection Act

This bill:

  • amends the Liability Risk Retention Act of 1986 to rename it the Risk Retention Act of 1986; and
  • exclude from "commercial insurance" covered by the Act any health, life, or disability insurance or workers compensation insurance or express contractual obligations owed to a consumer as a result of a personal, family, or household transaction, where the consumer pays a separate consideration for the express contractual obligation.

The bill expands the kinds of state laws pertaining to business insurance from which a risk retention group shall be exempt to include laws pertaining to other lines of commercial insurance offered by a risk retention group to an entity organized and operated exclusively as a federal tax-exempt nonprofit charitable or educational institution, as long as the group meets specified criteria.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 3794: Nonprofit Property Protection Act. 114th Congress. Open America. https://openamerica.io/bill/114-HR-3794/
MLA
"H.R. 3794: Nonprofit Property Protection Act." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-3794/.
Bluebook (legal)
H.R. 3794, 114th Cong. (2026), https://openamerica.io/bill/114-HR-3794/.
Markdown link
[H.R. 3794: Nonprofit Property Protection Act](https://openamerica.io/bill/114-HR-3794/)
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