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HR 2918 114th Congress House

Flood Insurance Fairness Act of 2015

Official title: To ensure fairness in premium rates for coverage under the National Flood Insurance Program for residences and business properties, and for other purposes.

Introduced: October 20, 2015 See on congress.gov
Finance and Financial Sector Disaster relief and insuranceFloods and storm protectionInsurance industry and regulation
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This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 25, 2015
Referred to the House Committee on Financial Services.
Jun 25, 2015
Introduced in House
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 Latest action June 25, 2015

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Flood Insurance Fairness Act of 2015

Amends the National Flood Insurance Act of 1968 to repeal provisions that prohibit the Federal Emergency Management Agency (FEMA) from estimating subsidized risk premium rates for flood insurance coverage on: (1) residential property which is not the primary residence of an individual, and (2) any business property. Qualifies those properties for such rates.

Requires FEMA, when developing guidance and rate tables necessary to implement this Act, to consult with Write Your Own companies, which are participating property and casualty insurance companies that write and service standard flood insurance policies in cooperation with FEMA.

Directs Write Your Own companies to implement the changes required by the final guidance and rate tables within six to eight months after their issuance.

 Related & companion bills 1
  • HR 141 Related bill Flood Insurance Premium Parity Act of 2015
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 4
All 4 Democratic 3
D
Wilson, Frederica S.
Florida · Oct 20, 2015
 D
Castor, Kathy
Florida · Sep 24, 2015
MacArthur, Thomas
· Jul 14, 2015
 D
Frankel, Lois
Florida · Jul 10, 2015
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2918: Flood Insurance Fairness Act of 2015. 114th Congress. Open America. https://openamerica.io/bill/114-HR-2918/
MLA
"H.R. 2918: Flood Insurance Fairness Act of 2015." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-2918/.
Bluebook (legal)
H.R. 2918, 114th Cong. (2026), https://openamerica.io/bill/114-HR-2918/.
Markdown link
[H.R. 2918: Flood Insurance Fairness Act of 2015](https://openamerica.io/bill/114-HR-2918/)
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