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H.R. 1766 114th Congress House

Right to Lend Act of 2015

Official title: To amend the Equal Credit Opportunity Act to repeal a small business loan data collection requirement.

Introduced: April 14, 2015 See on congress.gov
Finance and Financial Sector Banking and financial institutions regulationBusiness recordsCredit and credit marketsMinority and disadvantaged businesses
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Small businessWomen in business
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This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 14, 2015
Referred to the House Committee on Financial Services.
Apr 14, 2015
Introduced in House
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 Latest action April 14, 2015

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Right to Lend Act of 2015

Repeals provisions of the Equal Credit Opportunity Act, as amended by Dodd-Frank Wall Street Reform and Consumer Protection Act, that require financial institutions to: (1) inquire whether businesses applying for credit for a women-owned, minority-owned, or small business are such a business; and (2) submit annually to the Consumer Financial Protection Bureau, in a manner to be made available to the public, a record of the responses to such inquiry, including census tract information and disclosures as to the race, sex, and ethnicity of the principal owners of such businesses.

 Related & companion bills 2
  • HR 5983 Related bill Financial CHOICE Act of 2016
  • HR 4452 Reintroduced Bill Right to Lend Act of 2017
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 1766: Right to Lend Act of 2015. 114th Congress. Open America. https://openamerica.io/bill/114-HR-1766/
MLA
"H.R. 1766: Right to Lend Act of 2015." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-1766/.
Bluebook (legal)
H.R. 1766, 114th Cong. (2026), https://openamerica.io/bill/114-HR-1766/.
Markdown link
[H.R. 1766: Right to Lend Act of 2015](https://openamerica.io/bill/114-HR-1766/)
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