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HR 1259 114th Congress House Finance and Financial Sector Administrative remedies Banking and financial institutions regulation Consumer Financial Protection Bureau Consumer credit Rural conditions and development

Helping Expand Lending Practices in Rural Communities Act

Introduced: March 4, 2015 Introduced by: Barr, Andy Republican · Kentucky See on congress.gov
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This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 15 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 14, 2015
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Apr 13, 2015
Motion to reconsider laid on the table Agreed to without objection.
Apr 13, 2015
On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 401 - 1 (Roll no. 145). (text: CR H2122)
Apr 13, 2015
Considered as unfinished business. (consideration: CR H2127)
Apr 13, 2015
At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
Apr 13, 2015
DEBATE - The House proceeded with forty minutes of debate on H.R. 1259.
Apr 13, 2015
Considered under suspension of the rules. (consideration: CR H2121-2123)
Apr 13, 2015
Mr. Neugebauer moved to suspend the rules and pass the bill.
Apr 13, 2015
Placed on the Union Calendar, Calendar No. 41.
Apr 13, 2015
Reported by the Committee on Financial Services. H. Rept. 114-60.
Mar 26, 2015
Ordered to be Reported by the Yeas and Nays: 56 - 2.
Mar 26, 2015
Committee Consideration and Mark-up Session Held.
Mar 25, 2015
Committee Consideration and Mark-up Session Held.
Mar 4, 2015
Referred to the House Committee on Financial Services.
Mar 4, 2015
Introduced in House
 Votes taken on this bill 1
DateChamberWhat was voted onResultYes–No
Apr 13, 2015 House · vote #145 On Motion to Suspend the Rules and Pass Passed 401–1 See who voted →
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 Plain-English summary Congressional Research Service

(This measure has not been amended since it was introduced. The summary has been expanded because action occurred on the measure.)

Helping Expand Lending Practices in Rural Communities Act

(Sec. 2) Directs the Consumer Financial Protection Bureau (CFPB) to establish an application process under which a person who lives or does business in a state may apply to have an area in the state identified as a rural area if it has not yet been so designated by the CFPB for purposes of federal consumer financial law.

Prescribes criteria for the CFPB to consider when evaluating the application.

Requires the CFPB to: (1) grant or deny the application within 90 days after the public comment period ends; and (2) publish the grant or denial in the Federal Register, including an explanation of the factors upon which the CFPB relied in making its determination.

Sunsets this Act two years after its enactment.

What's happening now April 14, 2015

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Related & companion bills 4
  • S 871 Related bill HELP Rural Communities Act of 2015
  • HR 1389 Related bill American Jobs and Community Revitalization Act of 2015
  • S 1910 Related bill Financial Services and General Government Appropriations Act, 2016
  • S 2132 Related bill An Act Making Appropriations to Stop Regulatory Excess and for Other Purposes, 2016
 Bill text 4 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 1
All 1 Republican 1
R
Hill, J. French
Arkansas · Mar 25, 2015
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1259: Helping Expand Lending Practices in Rural Communities Act. 114th Congress. Open America. https://openamerica.io/bill/114-HR-1259/
MLA
"H.R. 1259: Helping Expand Lending Practices in Rural Communities Act." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-1259/.
Bluebook (legal)
H.R. 1259, 114th Cong. (2026), https://openamerica.io/bill/114-HR-1259/.
Markdown link
[H.R. 1259: Helping Expand Lending Practices in Rural Communities Act](https://openamerica.io/bill/114-HR-1259/)
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