HR 123
114th Congress
House
Housing and Community Development
Consumer credit
Government information and archives
Government lending and loan guarantees
Housing finance and home ownership
FHA Alternative Credit Pilot Program Reauthorization Act of 2015
Everywhere this bill has been
2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 6, 2015
Referred to the House Committee on Financial Services.
Jan 6, 2015
Introduced in House
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Plain-English summary
FHA Alternative Credit Pilot Program Reauthorization Act of 2015
Amends the National Housing Act to extend from five to 10 years the pilot program to establish for mortgagees an automated process for providing alternative credit rating information on mortgagors and prospective mortgagors under mortgages on 1- to 4-family residences who have insufficient credit histories for determining their creditworthiness.
What's happening now
Referred to the House Committee on Financial Services.
Bill text
1 version
- Introduced in House Formatted Text PDF Formatted XML
Committees of jurisdiction
1
Cosponsors
5
Cite this page
U.S. Congress. (2026). H.R. 123: FHA Alternative Credit Pilot Program Reauthorization Act of 2015. 114th Congress. Open America. https://openamerica.io/bill/114-HR-123/
"H.R. 123: FHA Alternative Credit Pilot Program Reauthorization Act of 2015." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-123/.
H.R. 123, 114th Cong. (2026), https://openamerica.io/bill/114-HR-123/.
[H.R. 123: FHA Alternative Credit Pilot Program Reauthorization Act of 2015](https://openamerica.io/bill/114-HR-123/)