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S 682 113th Congress Senate

Comprehensive Student Loan Protection Act

Official title: A bill to amend the Higher Education Act of 1965 to reset interest rates for new student loans.

Introduced: April 9, 2013 See on congress.gov
Education Budget deficits and national debtCongressional oversightGovernment lending and loan guaranteesHigher education
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Interest, dividends, interest ratesStudent aid and college costs
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This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 9, 2013
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Apr 9, 2013
Introduced in Senate
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 Latest action April 9, 2013

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

 Plain-English summary Congressional Research Service

Comprehensive Student Loan Protection Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to set the interest rate on Direct Loans, for any 12-month period beginning on July 1 and ending on June 30, at the bond equivalent rate of 10-year Treasury bills auctioned at the final auction held prior to such June 1, plus 3%.

Makes: (1) that formula applicable to Direct Loans first disbursed on or after July 1, 2013, and (2) the rate set on such loans applicable for the life of the loans.

Requires any savings to the federal government that result from this Act's amendment to be used for deficit reduction.

 Related & companion bills 6
  • S 1003 Identical bill Comprehensive Student Loan Protection Act
  • HR 1433 Related bill To amend the Higher Education Act of 1965 to extend the reduced interest rate for Federal Direct Stafford Loans.
  • HR 1498 Related bill To extend the interest rate for Federal Direct Stafford Loans.
  • HR 1595 Related bill Student Loan Relief Act of 2013
  • HR 1876 Related bill Stability to Ensure the American Dream for Youth Act
  • S 707 Related bill Student Loan Affordability Act of 2013
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 682: Comprehensive Student Loan Protection Act. 113th Congress. Open America. https://openamerica.io/bill/113-S-682/
MLA
"S. 682: Comprehensive Student Loan Protection Act." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-S-682/.
Bluebook (legal)
S. 682, 113th Cong. (2026), https://openamerica.io/bill/113-S-682/.
Markdown link
[S. 682: Comprehensive Student Loan Protection Act](https://openamerica.io/bill/113-S-682/)
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