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S 650 113th Congress Senate

Access to Independent Health Insurance Advisors Act of 2013

Official title: A bill to amend title XXVII of the Public Health Service Act to preserve consumer and employer access to licensed independent insurance producers.

Introduced: June 24, 2013 See on congress.gov
Health Consumer affairsEmployee benefits and pensionsHealth care costs and insuranceInsurance industry and regulation
This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 21, 2013
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Mar 21, 2013
Introduced in Senate
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 Latest action March 21, 2013

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

 Plain-English summary Congressional Research Service

Access to Independent Health Insurance Advisors Act of 2013 - Amends the Public Health Service Act to exclude remuneration paid for licensed independent insurance producers from administrative cost calculations for purposes of calculating the medical-loss ratio of a health insurance plan.

Defines "independent insurance producer" to mean an insurance agent or broker, insurance consultant, benefit specialist, limited insurance representative, and any other person required to be licensed under the laws of the particular state to sell, solicit, negotiate, service, effect, procure, renew, or bind policies of insurance coverage or offer advice, counsel, opinions, or services related to insurance.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 650: Access to Independent Health Insurance Advisors Act of 2013. 113th Congress. Open America. https://openamerica.io/bill/113-S-650/
MLA
"S. 650: Access to Independent Health Insurance Advisors Act of 2013." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-S-650/.
Bluebook (legal)
S. 650, 113th Cong. (2026), https://openamerica.io/bill/113-S-650/.
Markdown link
[S. 650: Access to Independent Health Insurance Advisors Act of 2013](https://openamerica.io/bill/113-S-650/)
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