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S 2697 113th Congress Senate Finance and Financial Sector Housing finance and home ownership Rural conditions and development

A bill to amend the Truth in Lending Act to clarify the application of the qualified mortgage rule to rural lenders, and for other purposes.

Introduced: July 30, 2014 Introduced by: King, Angus S., Jr. Independent · Maine See on congress.gov
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 30, 2014
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jul 30, 2014
Introduced in Senate
 Plain-English summary Congressional Research Service

Amends the Truth in Lending Act to limit to a city or town with under 50,000 inhabitants the meaning of "rural" with respect to rural lenders which may presume that the applicant for a residential mortgage loan has a reasonable ability to repay the loan and all applicable taxes, insurance, and assessments.

What's happening now July 30, 2014

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Committees of jurisdiction 1