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S 1538 113th Congress Senate Finance and Financial Sector Consumer credit

FIX Act

Introduced: September 23, 2013 Introduced by: Klobuchar, Amy Democratic · Minnesota See on congress.gov
This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 23, 2013
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sep 23, 2013
Introduced in Senate
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 Plain-English summary Congressional Research Service

FIX Credit Reporting Errors Act or the FIX Act - Amends the Fair Credit Reporting Act with respect to the procedures followed by consumer reporting agencies when a consumer disputes the completeness or accuracy of information contained in the consumer's credit report.

Requires consumer reporting agencies to: (1) expand the dispute notification furnished to any person who provided disputed information to include all documentation provided by the consumer, and (2) consider such consumer documentation when conducting reinvestigations of disputed information.

Directs a consumer reporting agency that operates as reseller, if it receives notice from a consumer of a dispute concerning a report that the reseller produced but the reseller determines that the information is not incomplete or inaccurate as a result of an act or omission of the reseller, to convey the notice of the dispute, together with all relevant information and documentation provided by the consumer, to each consumer reporting agency that provided the reseller with the information that is the subject of the dispute.

What's happening now September 23, 2013

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 1538: FIX Act. 113th Congress. Open America. https://openamerica.io/bill/113-S-1538/
MLA
"S. 1538: FIX Act." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-S-1538/.
Bluebook (legal)
S. 1538, 113th Cong. (2026), https://openamerica.io/bill/113-S-1538/.
Markdown link
[S. 1538: FIX Act](https://openamerica.io/bill/113-S-1538/)
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