S 1229
113th Congress
Senate
Finance and Financial Sector
Consumer credit
Interest, dividends, interest rates
Empowering States' Rights To Protect Consumers Act of 2013
Introduced: June 26, 2013
Introduced by:
Whitehouse, Sheldon
Democratic
· Rhode Island
See on congress.gov
Everywhere this bill has been
3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 26, 2013
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jun 26, 2013
Sponsor introductory remarks on measure. (CR S5268-5269)
Jun 26, 2013
Introduced in Senate
Plain-English summary
Empowering States' Rights To Protect Consumers Act of 2013 - Amends the Truth In Lending Act to limit the annual percentage rate (APR) applicable to any consumer credit transaction (other than a residential mortgage transaction), including any associated fees, to the maximum rate permitted by the laws of the state in which the consumer resides.
What's happening now
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Committees of jurisdiction
1