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S 1229 113th Congress Senate Finance and Financial Sector Consumer credit Interest, dividends, interest rates

Empowering States' Rights To Protect Consumers Act of 2013

Introduced: June 26, 2013 Introduced by: Whitehouse, Sheldon Democratic · Rhode Island See on congress.gov
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This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 26, 2013
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jun 26, 2013
Sponsor introductory remarks on measure. (CR S5268-5269)
Jun 26, 2013
Introduced in Senate
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 Plain-English summary Congressional Research Service

Empowering States' Rights To Protect Consumers Act of 2013 - Amends the Truth In Lending Act to limit the annual percentage rate (APR) applicable to any consumer credit transaction (other than a residential mortgage transaction), including any associated fees, to the maximum rate permitted by the laws of the state in which the consumer resides.

What's happening now June 26, 2013

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Related & companion bills 1
  • HR 4183 Related bill Empowering States' Rights To Protect Consumers Act of 2014
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 4
All 4 Democratic 3 Independent 1
D
Merkley, Jeff
Oregon · Jul 9, 2013
 D
Reed, Jack
Rhode Island · Jun 27, 2013
 I
Sanders, Bernard
Vermont · Jun 27, 2013
 D
Warren, Elizabeth
Massachusetts · Jun 26, 2013
Cite this page click to expand
APA
U.S. Congress. (2026). S. 1229: Empowering States' Rights To Protect Consumers Act of 2013. 113th Congress. Open America. https://openamerica.io/bill/113-S-1229/
MLA
"S. 1229: Empowering States' Rights To Protect Consumers Act of 2013." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-S-1229/.
Bluebook (legal)
S. 1229, 113th Cong. (2026), https://openamerica.io/bill/113-S-1229/.
Markdown link
[S. 1229: Empowering States' Rights To Protect Consumers Act of 2013](https://openamerica.io/bill/113-S-1229/)
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