Freedom from Discrimination in Credit Act of 2013
Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.
Freedom from Discrimination in Credit Act of 2013 - Amends the Equal Credit Opportunity Act to prohibit discrimination on account of sexual orientation or gender identity when extending credit.
Defines: (1) "gender identity" as the gender-related identity, appearance, or mannerisms or other gender-related characteristics of an individual with or without regard to the individual's designated sex at birth; (2) "person" as a natural person, corporation, government or governmental subdivision or agency, trust, estate, partnership, cooperative, or association; and (3) "sexual orientation" as homosexuality, heterosexuality, or bisexuality.
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced in Senate Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). S. 1159: Freedom from Discrimination in Credit Act of 2013. 113th Congress. Open America. https://openamerica.io/bill/113-S-1159/
"S. 1159: Freedom from Discrimination in Credit Act of 2013." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-S-1159/.
S. 1159, 113th Cong. (2026), https://openamerica.io/bill/113-S-1159/.
[S. 1159: Freedom from Discrimination in Credit Act of 2013](https://openamerica.io/bill/113-S-1159/)