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HR 737 113th Congress House Finance and Financial Sector Accounting and auditing Disaster relief and insurance Government corporations and government-sponsored enterprises Housing finance and home ownership Life, casualty, property insurance Securities

Homeowners' Defense Act of 2013

Introduced: February 14, 2013 Introduced by: Wilson, Frederica S. Democratic · Florida See on congress.gov
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This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 14, 2013
Referred to the House Committee on Financial Services.
Feb 14, 2013
Introduced in House
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 Plain-English summary Congressional Research Service

Homeowners' Defense Act of 2013 - Establishes the National Catastrophe Risk Consortium, as a non-federal, non-profit entity, to ensure the availability and affordability of homeowners' insurance coverage for catastrophic events.

Directs the Consortium to: (1) maintain an inventory of catastrophe risk obligations held by state reinsurance funds, state residual insurance market entities, and state-sponsored providers of natural catastrophe insurance; (2) issue, on a conduit basis, securities and other financial instruments linked to catastrophe risks insured or reinsured through Consortium members; (3) coordinate reinsurance contracts; (4) act as a centralized repository of state risk information accessible by certain private-market participants; and (5) establish a database to perform research and analysis that encourages standardization of the risk-linked securities market.

Shields the federal government and the Consortium from liability for Consortium actions.

What's happening now February 14, 2013

Referred to the House Committee on Financial Services.

 Related & companion bills 1
  • S 1461 Related bill Homeowners' Defense Act of 2013
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Democratic 1
D
Wasserman Schultz, Debbie
Florida · May 22, 2013
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 737: Homeowners' Defense Act of 2013. 113th Congress. Open America. https://openamerica.io/bill/113-HR-737/
MLA
"H.R. 737: Homeowners' Defense Act of 2013." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-737/.
Bluebook (legal)
H.R. 737, 113th Cong. (2026), https://openamerica.io/bill/113-HR-737/.
Markdown link
[H.R. 737: Homeowners' Defense Act of 2013](https://openamerica.io/bill/113-HR-737/)
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