Skip to main content
HR 5758 113th Congress House

Financial Institution Customer Protection Act of 2014

Official title: To provide requirements for the appropriate Federal banking agencies when requesting or ordering a depository institution to terminate a specific customer acco… Show full official titleShow less

Official title: To provide requirements for the appropriate Federal banking agencies when requesting or ordering a depository institution to terminate a specific customer account, to provide for additional requirements related to subpoenas issued under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989, and for other purposes.

Introduced: November 20, 2014 See on congress.gov
Finance and Financial Sector Administrative law and regulatory proceduresBank accounts, deposits, capitalBanking and financial institutions regulationBusiness records
More subjectsShow fewer subjects
Congressional oversightConsumer affairsDepartment of the TreasuryEvidence and witnessesFederal Deposit Insurance Corporation (FDIC)Federal Reserve SystemGovernment information and archivesJudicial procedure and administrationTerrorism
Sign in to write a letter Sign in to watch
This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 20, 2014
Referred to the House Committee on Financial Services.
Nov 20, 2014
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Latest action November 20, 2014

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Financial Institution Customer Protection Act of 2014 - Prohibits a federal banking agency from suggesting, requesting, or ordering a depository institution to terminate a specific customer account, or otherwise restrict or discourage it from entering into or maintaining a banking relationship with a specific customer, unless: (1) the agency has a material reason to do so, and (2) the reason is not based solely on reputation risk.

Prescribes requirements for notice from the federal banking agency to the depository institution about such a customer account restriction or termination; but states that notice to the customer is not required.

Amends the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to revise requirements for summoning witnesses and requiring production of books or other records the Attorney General deems relevant or material to a civil investigation in contemplation of a civil proceeding which may result in civil penalties for specified violations.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 5758: Financial Institution Customer Protection Act of 2014. 113th Congress. Open America. https://openamerica.io/bill/113-HR-5758/
MLA
"H.R. 5758: Financial Institution Customer Protection Act of 2014." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-5758/.
Bluebook (legal)
H.R. 5758, 113th Cong. (2026), https://openamerica.io/bill/113-HR-5758/.
Markdown link
[H.R. 5758: Financial Institution Customer Protection Act of 2014](https://openamerica.io/bill/113-HR-5758/)
Report a problem