Skip to main content
HR 5496 113th Congress House Housing and Community Development Financial services and investments Government lending and loan guarantees Housing finance and home ownership Real estate business

Fast Help For Homeowners Act

Introduced: September 16, 2014 See on congress.gov
Sign in to write a letter Sign in to watch
This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 16, 2014
Referred to the House Committee on Financial Services.
Sep 16, 2014
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Fast Help For Homeowners Act - Amends the Truth in Lending Act to require the servicer of a federally related mortgage, upon request by the mortgagor for a short sale of the dwelling or residential real property under the mortgage, to notify in writing each holder of a subordinate lien on the property securing the loan of such request, together with a copy of it.

Requires a subordinate lien holder that is so notified to respond in writing to the servicer within 45 days after receiving the notification. Considers the request approved by the holder if the holder does not respond within the 45 days.

What's happening now September 16, 2014

Referred to the House Committee on Financial Services.

 Related & companion bills 2
  • HR 839 Related bill Prompt Notification of Short Sales Act
  • S 361 Related bill Prompt Notification of Short Sales Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 3
All 3 Democratic 2
D
Costa, Jim
California · Sep 16, 2014
 D
Johnson, Henry C. "Hank"
Georgia · Sep 16, 2014
Rooney, Thomas
· Sep 16, 2014
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 5496: Fast Help For Homeowners Act. 113th Congress. Open America. https://openamerica.io/bill/113-HR-5496/
MLA
"H.R. 5496: Fast Help For Homeowners Act." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-5496/.
Bluebook (legal)
H.R. 5496, 113th Cong. (2026), https://openamerica.io/bill/113-HR-5496/.
Markdown link
[H.R. 5496: Fast Help For Homeowners Act](https://openamerica.io/bill/113-HR-5496/)
Report a problem