Skip to main content
HR 544 113th Congress House

Letting Insurance Benefit Everyone Regardless of Their Youth (LIBERTY) Act

Official title: To amend title XXVII of the Public Health Service Act to change the permissible age variation in health insurance premium rates.

Introduced: March 11, 2013 See on congress.gov
Health Age discriminationAgingHealth care costs and insuranceInsurance industry and regulation
Sign in to write a letter Sign in to watch
This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 8, 2013
Referred to the Subcommittee on Health.
Feb 6, 2013
Referred to the House Committee on Energy and Commerce.
Feb 6, 2013
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Latest action February 8, 2013

Referred to the Subcommittee on Health.

 Plain-English summary Congressional Research Service

Letting Insurance Benefit Everyone Regardless of Their Youth (LIBERTY) Act - Amends the Public Health Service Act to increase the permissible variation based on age for premium rates charged by a health insurance issuer for health insurance coverage offered in the individual or small group market from "3 to 1" for adults to "5 to 1" for adults, or such other ratio for adults as the state involved may provide. (The restrictions on premium variations enacted under the Patient Protection and Affordable Care Act apply to plan years beginning on or after January 1, 2014.)

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 29
All 29 Republican 8
Meadows, Mark
· May 6, 2013
Yoho, Ted
· May 6, 2013
 R
Calvert, Ken
California · Mar 25, 2013
Forbes, J.
· Mar 18, 2013
THORNBERRY, WILLIAM
· Mar 13, 2013
 R
Wagner, Ann
Missouri · Mar 13, 2013
BARTON, JOE
· Mar 12, 2013
Brooks, Susan
· Mar 11, 2013
 R
Wittman, Robert J.
Virginia · Mar 11, 2013
 R
Cotton, Tom
Arkansas · Mar 5, 2013
Pittenger, Robert
· Mar 5, 2013
MCKEON, HOWARD
· Mar 4, 2013
Olson, Pete
· Mar 4, 2013
Poe, Ted
· Feb 28, 2013
Stewart, Chris
· Feb 28, 2013
 R
Wilson, Joe
South Carolina · Feb 28, 2013
 R
Gosar, Paul A.
Arizona · Feb 15, 2013
Long, Billy
· Feb 15, 2013
 R
Blackburn, Marsha
Tennessee · Feb 6, 2013
Boustany, Charles
· Feb 6, 2013
 R
Cassidy, Bill
Louisiana · Feb 6, 2013
HALL, RALPH
· Feb 6, 2013
JONES, WALTER
· Feb 6, 2013
MATHESON, JIM
· Feb 6, 2013
Roe, David
· Feb 6, 2013
Rogers, Mike
· Feb 6, 2013
Rokita, Todd
· Feb 6, 2013
TERRY, LEE
· Feb 6, 2013
WALDEN, GREG
· Feb 6, 2013
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 544: Letting Insurance Benefit Everyone Regardless of Their Youth (LIBERTY) Act. 113th Congress. Open America. https://openamerica.io/bill/113-HR-544/
MLA
"H.R. 544: Letting Insurance Benefit Everyone Regardless of Their Youth (LIBERTY) Act." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-544/.
Bluebook (legal)
H.R. 544, 113th Cong. (2026), https://openamerica.io/bill/113-HR-544/.
Markdown link
[H.R. 544: Letting Insurance Benefit Everyone Regardless of Their Youth (LIBERTY) Act](https://openamerica.io/bill/113-HR-544/)
Report a problem