Skip to main content
HR 4643 113th Congress House Finance and Financial Sector Bankruptcy Consumer affairs Consumer credit Higher education Student aid and college costs

Bereaved Borrowers' Bill of Rights Act of 2014

Introduced: May 9, 2014 Introduced by: Larsen, Rick Democratic · Washington See on congress.gov
Sign in to write a letter Sign in to watch
This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 9, 2014
Referred to the House Committee on Financial Services.
May 9, 2014
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Bereaved Borrowers' Bill of Rights Act of 2014 - Amends the Truth in Lending Act to require a private educational lender to include in a private education loan for which the cosigner is jointly liable a process for releasing the cosigner from obligations on such loan.

Requires a lender who receives notification of the death or bankruptcy of a cosigner who is jointly liable for the loan to notify the borrower about the borrower's rights under the loan agreement regarding: (1) release of the cosigner, and (2) identification of a new cosigner or refinancing of the loan.

Amends the Fair Credit Reporting Act to prohibit: (1) consumer reporting agencies from containing in any consumer report default on a private education loan that results from accelerated repayment terms of the loan after the death or bankruptcy of a jointly liable cosigner, and (2) the lender or servicer of a private educational loan from furnishing loan information to a consumer reporting agency if the consumer defaulted on the loan due to accelerated repayment terms after the death or bankruptcy of such a cosigner.

What's happening now May 9, 2014

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 20
All 20 Democratic 10
D
DeLauro, Rosa L.
Connecticut · Jun 23, 2014
 D
Meeks, Gregory W.
New York · Jun 19, 2014
 D
Castor, Kathy
Florida · Jun 17, 2014
Perlmutter, Ed
· Jun 17, 2014
 D
Cohen, Steve
Tennessee · May 30, 2014
 D
Wilson, Frederica S.
Florida · May 30, 2014
 D
Schneider, Bradley Scott
Illinois · May 29, 2014
Butterfield, G. K.
· May 20, 2014
CONYERS, JOHN
· May 19, 2014
Jackson Lee, Sheila
· May 19, 2014
Lee, Barbara
· May 19, 2014
RUSH, BOBBY
· May 19, 2014
BROWN, CORRINE
· May 13, 2014
 D
Carson, André
Indiana · May 9, 2014
 D
DelBene, Suzan K.
Washington · May 9, 2014
Heck, Denny
· May 9, 2014
MORAN, JAMES
· May 9, 2014
 D
Norton, Eleanor Holmes
District of Columbia · May 9, 2014
Tsongas, Niki
· May 9, 2014
 D
Welch, Peter
Vermont · May 9, 2014
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4643: Bereaved Borrowers' Bill of Rights Act of 2014. 113th Congress. Open America. https://openamerica.io/bill/113-HR-4643/
MLA
"H.R. 4643: Bereaved Borrowers' Bill of Rights Act of 2014." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-4643/.
Bluebook (legal)
H.R. 4643, 113th Cong. (2026), https://openamerica.io/bill/113-HR-4643/.
Markdown link
[H.R. 4643: Bereaved Borrowers' Bill of Rights Act of 2014](https://openamerica.io/bill/113-HR-4643/)
Report a problem