Skip to main content
HR 4557 113th Congress House

Policyholder Protection Act of 2014

Official title: To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve a… Show full official titleShow less

Official title: To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act.

Introduced: May 19, 2014 See on congress.gov
Finance and Financial Sector Administrative law and regulatory proceduresBank accounts, deposits, capitalBanking and financial institutions regulationFederal Reserve SystemInsurance industry and regulation
Sign in to write a letter Sign in to watch
This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 20, 2014
Hearings Held by the Subcommittee on Housing and Insurance Prior to Referral.
May 1, 2014
Referred to the House Committee on Financial Services.
May 1, 2014
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Latest action May 20, 2014

Hearings Held by the Subcommittee on Housing and Insurance Prior to Referral.

 Plain-English summary Congressional Research Service

Policyholder Protection Act of 2014 - Amends the Federal Deposit Insurance Act to declare that any regulation, order, or other action of the Board of Governors of the Federal Reserve System that requires a bank holding company to provide funds or other assets to a subsidiary depository institution shall not be effective nor enforceable with respect to an entity that is a savings and loan holding company that is also an insurance company, an affiliate of an insured depository institution that is an insurance company, or any other company that is an insurance company and that directly or indirectly controls an insured depository institution if: (1) such funds or assets are to be provided by the entity, and (2) the state insurance authority for the insurance company determines that such an action would have a materially adverse effect on the entity's financial condition.

Declares further that requiring a bank holding company that is an insurance company or such an entity to serve as a source of financial strength shall be deemed the kind of action of the Board to which this Act applies.
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 4
All 4 Democratic 1 Republican 1
Luetkemeyer, Blaine
· May 20, 2014
Ross, Dennis
· May 20, 2014
 R
Wagner, Ann
Missouri · May 19, 2014
 D
Sherman, Brad
California · May 8, 2014
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4557: Policyholder Protection Act of 2014. 113th Congress. Open America. https://openamerica.io/bill/113-HR-4557/
MLA
"H.R. 4557: Policyholder Protection Act of 2014." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-4557/.
Bluebook (legal)
H.R. 4557, 113th Cong. (2026), https://openamerica.io/bill/113-HR-4557/.
Markdown link
[H.R. 4557: Policyholder Protection Act of 2014](https://openamerica.io/bill/113-HR-4557/)
Report a problem