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HR 4226 113th Congress House Housing and Community Development Credit and credit markets Housing finance and home ownership Real estate business

Credit Union Residential Loan Parity Act

Introduced: April 3, 2014 See on congress.gov
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This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 13, 2014
Referred to the House Committee on Financial Services.
Mar 13, 2014
Introduced in House
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 Plain-English summary Congressional Research Service

Credit Union Residential Loan Parity Act - Amends the Federal Credit Union Act to revise the definition of "member business loan," which currently excludes an extension of credit fully secured by a lien on a 1- to 4-family dwelling that is the primary residence of a member.

Removes the condition that the dwelling be a member's primary residence. (Thus denies eligibility for a member business loan to any requested extension of credit that would be fully secured by a lien on a 1- to 4-family dwelling, regardless of whether it is or is not the member's primary residence.)

Declares that this Act does not preclude the National Credit Union Administration (NCUA) from treating an extension of credit fully secured by a lien on a 1- to 4-family dwelling that is not a member's primary residence as a member business loan for purposes other than certain member business loan limitation requirements under the Act.

What's happening now March 13, 2014

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 2
All 2 Democratic 1
Poe, Ted
· Apr 3, 2014
 D
Huffman, Jared
California · Mar 13, 2014
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4226: Credit Union Residential Loan Parity Act. 113th Congress. Open America. https://openamerica.io/bill/113-HR-4226/
MLA
"H.R. 4226: Credit Union Residential Loan Parity Act." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-4226/.
Bluebook (legal)
H.R. 4226, 113th Cong. (2026), https://openamerica.io/bill/113-HR-4226/.
Markdown link
[H.R. 4226: Credit Union Residential Loan Parity Act](https://openamerica.io/bill/113-HR-4226/)
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