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HR 3402 113th Congress House Finance and Financial Sector Civil actions and liability Consumer affairs Consumer credit Debt collection

Fair Debt Collection Improvement Act

Introduced: October 30, 2013 Introduced by: Cohen, Steve Democratic · Tennessee See on congress.gov
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This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 30, 2013
Referred to the House Committee on Financial Services.
Oct 30, 2013
Introduced in House
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 Plain-English summary Congressional Research Service

Fair Debt Collection Improvement Act - Amends the Fair Debt Collection Practices Act to prohibit a debt collector from bringing, or threatening to bring, legal action against any consumer on a debt in which the statute of limitations has expired.

Requires a debt collector, in connection with the collection of debt in which the statute of limitations has expired, to disclose to the consumer that: (1) the debt has been transferred to the debt collector, (2) the creditor no longer holds the debt, (3) the debt collector may not bring legal action against the consumer to collect the debt because the statute of limitations has expired, and (4) any payment by the consumer towards the debt may cause the statute of limitations to reset.


What's happening now October 30, 2013

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 2
All 2 Democratic 2
D
Moore, Gwen
Wisconsin · Oct 30, 2013
 D
Norton, Eleanor Holmes
District of Columbia · Oct 30, 2013
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3402: Fair Debt Collection Improvement Act. 113th Congress. Open America. https://openamerica.io/bill/113-HR-3402/
MLA
"H.R. 3402: Fair Debt Collection Improvement Act." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-3402/.
Bluebook (legal)
H.R. 3402, 113th Cong. (2026), https://openamerica.io/bill/113-HR-3402/.
Markdown link
[H.R. 3402: Fair Debt Collection Improvement Act](https://openamerica.io/bill/113-HR-3402/)
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