HR 3240 113th Congress House Finance and Financial Sector Bank accounts, deposits, capital Banking and financial institutions regulation Congressional oversight Federal Reserve System Government studies and investigations Monetary policy

Regulation D Study Act

Introduced: February 26, 2014 See on congress.gov

Everywhere this bill has been 15 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Dec 3, 2014

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Dec 2, 2014

DEBATE - The House proceeded with forty minutes of debate on H.R. 3240.

Dec 2, 2014

Considered under suspension of the rules. (consideration: CR H8244-8246)

Dec 2, 2014

Motion to reconsider laid on the table Agreed to without objection.

Dec 2, 2014

On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 422 - 0 (Roll no. 538). (text: CR H8244-8245)

Dec 2, 2014

Considered as unfinished business. (consideration: CR H8260-8261)

Dec 2, 2014

At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.

Dec 2, 2014

Mr. Luetkemeyer moved to suspend the rules and pass the bill.

Dec 2, 2014

Placed on the Union Calendar, Calendar No. 480.

Dec 2, 2014

Reported by the Committee on Financial Services. H. Rept. 113-640.

Jul 29, 2014

Ordered to be Reported by Voice Vote.

Jul 29, 2014

Committee Consideration and Mark-up Session Held.

Jul 15, 2014

Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.

Oct 3, 2013

Referred to the House Committee on Financial Services.

Oct 3, 2013

Introduced in House

Votes taken on this bill 1

Date	Chamber	What was voted on	Result	Yes–No
Dec 2, 2014	House · vote #538	On Motion to Suspend the Rules and Pass	Passed	422–0	See who voted →

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Plain-English summary Congressional Research Service

(This measure has not been amended since it was introduced. The summary of that version is repeated here.)

Regulation D Study Act - Directs the Comptroller General (GAO) to study the impact upon depository institutions, consumers, and monetary policy of the requirement that depository institutions maintain reserves in accordance with the Federal Reserve Act and Regulation D (Reserve Requirements of Depository Institutions).

Requires such study to include: (1) a historic review of how the Board of Governors of the Federal Reserve System has used reserve requirements to conduct U.S. monetary policy, (2) the impact of the maintenance of reserves upon depository institutions, (3) the impact upon consumers in managing their accounts, and (4) alternatives available to the Board to maintain reserves to effect monetary policy.

What's happening now December 3, 2014

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Bill text 4 versions

Engrossed in House Formatted Text PDF Formatted XML
Introduced in House Formatted Text PDF Formatted XML
Referred in Senate Formatted Text PDF Formatted XML
Reported in House Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 3

Consumer Protection and Financial Institutions Subcommittee
House of Representatives · subcommittee of Financial Services Committee
Financial Services Committee
House of Representatives
Banking, Housing, and Urban Affairs Committee
Senate

Cosponsors 25

California · Sep 18, 2014

Denham, Jeff

· Mar 25, 2014

Costa, Jim

California · Mar 14, 2014

Vargas, Juan

California · Mar 12, 2014

Huffman, Jared

California · Mar 5, 2014

Norton, Eleanor Holmes

District of Columbia · Mar 5, 2014

Amodei, Mark E.

Nevada · Mar 4, 2014

Ruiz, Raul

California · Mar 4, 2014

Illinois · Nov 19, 2013

Lucas, Frank D.

Oklahoma · Nov 18, 2013

Peters, Gary C.

Michigan · Nov 18, 2013

Arkansas · Nov 13, 2013

Cite this page click to expand

APA

U.S. Congress. (2026). H.R. 3240: Regulation D Study Act. 113th Congress. Open America. https://openamerica.io/bill/113-HR-3240/

MLA

"H.R. 3240: Regulation D Study Act." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-3240/.

Bluebook (legal)

H.R. 3240, 113th Cong. (2026), https://openamerica.io/bill/113-HR-3240/.

Markdown link

[H.R. 3240: Regulation D Study Act](https://openamerica.io/bill/113-HR-3240/)