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HR 3020 113th Congress House

Insurance Fairness for Amputees Act

Official title: To amend the Employee Retirement Income Security Act of 1974, the Public Health Service Act, and the Internal Revenue Code of 1986 to provide parity under grou… Show full official titleShow less

Official title: To amend the Employee Retirement Income Security Act of 1974, the Public Health Service Act, and the Internal Revenue Code of 1986 to provide parity under group and individual health plans and group and individual health insurance coverage for the provision of benefits for prosthetics and custom orthotics and benefits for other medical and surgical services.

Introduced: August 2, 2013 See on congress.gov
Health Administrative law and regulatory proceduresDepartment of Health and Human ServicesDepartment of LaborDisability and health-based discrimination
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Employee benefits and pensionsHealth care costs and insuranceHealth care coverage and accessHealth technology, devices, suppliesInsurance industry and regulation
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This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 13, 2013
Referred to the Subcommittee on Health, Employment, Labor, and Pensions.
Aug 2, 2013
Referred to the Subcommittee on Health.
Aug 2, 2013
Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and the Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Aug 2, 2013
Introduced in House
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 Latest action September 13, 2013

Referred to the Subcommittee on Health, Employment, Labor, and Pensions.

 Plain-English summary Congressional Research Service

Insurance Fairness for Amputees Act - Amends the Employee Retirement Income Security Act of 1974 (ERISA) and the Public Health Service Act to require a group health plan that provides medical and surgical benefits and also provides benefits for prosthetics and custom orthotics to offer such prosthetics and custom orthotics in the same manner as applicable to medical and surgical benefits. Prohibits separate financial requirements or more restrictive treatment limitations. Requires a health plan that does not provide coverage for benefits outside of a network to ensure that such provider network is adequate to ensure enrollee access to prosthetic and custom orthotic devices and related services provided by appropriately credentialed practitioners and accredited suppliers.

Allows limitation of coverage for required benefits for prosthetics and custom orthotics to the most appropriate device or component that meets the medical requirements of the patient. Requires benefits to include repair and replacement due to normal wear and tear, irreparable damage, a change in the patient's condition, or as otherwise determined appropriate by the treating physician.

Prohibits any annual or lifetime dollar limitation on benefits for prosthetics and custom orthotics unless such limitation applies in the aggregate to all benefits.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 5
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APA
U.S. Congress. (2026). H.R. 3020: Insurance Fairness for Amputees Act. 113th Congress. Open America. https://openamerica.io/bill/113-HR-3020/
MLA
"H.R. 3020: Insurance Fairness for Amputees Act." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-3020/.
Bluebook (legal)
H.R. 3020, 113th Cong. (2026), https://openamerica.io/bill/113-HR-3020/.
Markdown link
[H.R. 3020: Insurance Fairness for Amputees Act](https://openamerica.io/bill/113-HR-3020/)
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